Craig Strong | Strong Financial Network | Personal Finance Solutions

Life Insurance    < back to Personal Finance Solutions Life Insurance Basics Life insurance protects your family fromthe risk of financial ruin.  It provides your dependents with the necessary funds to settle your financial obligations and to cover the loss of income created by your death. Assessing Your Life Insurance Needs We will help you determine how much coverage you need.  A general rule of thumb is to own 8 to 10 times your annual income.  The main types of life insurance fall into two categories: term and permanent. Put simply, term insurance provides death-benefit protection for a specified period of time, for example 10 or 20 years.  Generally speaking, if you need coverage for a determined period, very low premiums or a high face amount of coverage, term life makes more sense. But if you are looking to have a policy for the rest of your life, or you have investment goals, permanent insurance is a better fit.  So price isn't the determining factor, your family's security is.  To best serve you, we offer all policy types: Term Life Insurance Universal Life Whole Life Together, we review the benefits, features and price quotes for each plan, and determine the coverage amount.  Even if you're fairly sure of the type of policy you want, you really need to take into account both your coverage goals and your financial situations when choosing policy specifics.  Strong Financial Network will help you do that. So what are you waiting for?  Putting us to work today, we'll shop all the select top-rated carriers for you, saving you time and money and increasing your financial security.   Our Customers Say it Best.....   "Craig has made the purchase of life insurance a pleasant and easy experience. He found me an affordable plan with a top-rated company."                                                             L.T. Huntersville "I couldn't have been happier with the services Craig provided...what a refreshing approach towards obtaining life insurance with no pressure, just great advice and price! I highly recommend Craig for anyone seeking life insurance."                                                              S.A. Charlotte "We needed a large life insurance policy to meet our estate planning needs, Craig dug right in to find the coverage needed at the best rates for my husband and me."                                                             J.W. Statesville "Craig worked well with our corporate attorney to set-up our buy-sell life insurance. I highly recommend his services."                                                             A.M. Charlotte, NC "Thank you for the good service! You make the life insurance process simple and stress free."                                                             R.G.  Monroe